Investment advice UK is a professional and unbiased view of how your money can best be placed to help you achieve your goals. Advisers can work with you online, over the phone, by letter or in person – whatever works for you. They can help you make sense of complex options and spot any pitfalls or trip-ups that can easily happen when you invest.URL :theinvestorscentre.co.uk

Investment advisers can be independent or restricted – if they are independent then they will be able to consider products from all firms across the market. However, if they are restricted then they can only recommend a limited number of retail investment products.

Navigating the Stock Market: UK Investment Advice for First-Time Investors

It’s important to check whether an adviser is regulated by the FCA before you sign up with them. This is to ensure they meet the right standards and you have more protection if something goes wrong. You can check their registration on the Financial Services Register.

The FCA also defines what constitutes investment advice and has produced a Supervisory Briefing which supplements CESR’s guidance. This is especially relevant to new business models such as social media and investment apps that might have the potential to be regarded as investment advice in some circumstances.

A good investment adviser should be able to help you understand how much you could get back from your investments and your likely return, taking into account your attitude to risk. They will take the time to really understand your needs, goals and dreams, before putting together a tailored investment plan for you. They will then charge a fee for their advice, which may be a flat fee or a percentage of your investments.